Inland Marine Insurance Dover

Contractors Insurance Dover, Dover Contractor Insurance, General Liability Insurance Dover, Dover Liability Insurance. Workers Comp Insurance Dover.

(888) 553-0021

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Dover DE Contractors Insurance
Tools & Equipment Coverage

Dover DE Contractors Inland Marine Insurance

Solutions to Protect Against a Catastrophic Claim

Dover Contractor General Liability Insurance policies generally include some coverage for hand tools and that limit can normally be increased for a nominal fee. If you choose to cover $5000 worth of your hand tools but do not want to specifically describe them you can do this on your contractor's general liability policy. Typically there is a maximum per tool under this coverage. Since you have not specifically described the equipment, this is called unscheduled inland marine property insurance.

If you have more specific equipment with a greater value, you must specifically describe it: 2006 Kubota Skid Steer Serial #KB126456 - purchased used $19,000 value. Because you and the insurance company have now specifically described the property to be insured, this is called scheduled inland marine property coverage.

Some Good News For Our Dover Contractor Clients

With many insurance companies, when you add more than one line of insurance with another - here commercial general liability and inland marine - you have created a contractors package policy. The good news is that most insurance companies will allow their underwriters to credit or reduce the premium on package policies. It is possible that you could add coverage and actually reduce your insurance premiums.

Just like with some many things - knowledge is power. Now you know.

Call us at (888) 553-0021 or contact us for answers to your Dover Excess Risk Insurance questions.

Dover Contractors Insurance offered for virtually all DE contractors
Kent County DE	Dover DE	Houston DE	Oak Orchard DE
Sussex County DE	Dover Air Force Base DE	Kent Acres DE	Ocean View DE
	Ellendale DE	Kenton DE	Rehoboth Beach DE
Berrytown DE	Farmington DE	Laurel DE	Rising Sun-Lebanon DE
Bethany Beach DE	Felton DE	Leipsic DE	Riverview DE
Bethel DE	Fenwick Island DE	Lewes DE	Rodney Village DE
Blades DE	Frankford DE	Lincoln DE	Seaford DE
Bowers DE	Frederica DE	Little Creek DE	Selbyville DE
Bridgeville DE	Georgetown DE	Long Neck DE	Slaughter Beach DE
Camden DE	Greenwood DE	Magnolia DE	Smyrna DE
Cheswold DE	Gumboro DE	Marydel DE	South Bethany DE
Clayton DE	Harrington DE	Milford DE	Viola DE
Dagsboro DE	Hartly DE	Millsboro DE	Woodside DE
Delmar DE	Henlopen Acres DE	Millville DE	Woodside East DE
Dewey Beach DE	Highland Acres DE	Milton DE	Wyoming DE

Contact Name
Company
Address
City
County
Zip
Email
Phone	- -
Fax	- -
Classification	(i.e. "electrician", "general contractor", etc.)

Tell Us About Your Operations

# Active Owners
# Full-time Field Employees
Contractor License #
# Part-time Field Employees
Work on New Tracts?	Yes No
Work on New Condos, Townhomes, or Apartments?	Yes No

Work Percentage
(Must Equal 100%)

New Commercial		Service & Repair
Residential		Miscellaneous Industrial
Remodel		New Custom Homes